There are more options for renting a car than ever before. Consumers renting from traditional car rental companies can generally choose from many types of coverages. Often, no additional car insurance coverage is necessary because your rental car is already covered by either your credit card or current Denver auto insurance coverage.
Read your policies carefully or call your insurance agent to ask for details of coverage. Many Denver auto policies may cover rentals with the same type and amount of coverage on your personal vehicle. But before you turn down the rental car company’s offer, make sure you know what you’re getting.
Collison Damage Waiver
When you are determining whether to purchase a damage waiver, there are two key considerations: (1) whether you are already covered by existing insurance and, if not, (2) if the benefit of having a damage waiver is worth the cost. The CDW is sold by the rental car company and only applies to rented vehicles. This limits the rental car company from attempting to collect (from you) for any damage to the rented vehicle. We recommend that you call our office to verify that you have the correct coverage.
Rental Car Insurance
While the risk of personal injury is high, Denver personal insurance provides unique and customizable coverage options that offer increased protection for you and your loved ones. DCInsurers – Mountain is your solution for personal insurance, so contact us today and we can start protecting you with the best insurance services available.