Business Insurance According to the latest surveys by major insurers, small to medium sized Denver businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their Denver business, buying commercial insurance from a captive agent who can’t provide the coverage, thinking […]

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability […]

How To Reduce Workers’ Compensation Costs Workers’ Compensation Defined Workers’ Compensation is coverage purchased by the employer that provides insurance if employees are injured while on the job. Most states require that employers purchase the insurance on behalf of their employees. Workers’ compensation costs can make up a large portion of business operating costs. It […]

Employers have many obligations relating to their employees health and welfare.  A good agent will help their clients understand their obligations and responsibilities as they go through a workers’ compensation claim.  The better you understand the claims process, the more effective your workers’ compensation program can be.  The critical issues to manage during the claims […]

One of the most important things an employer can do is hire the best possible person for the company. In the current employment market, it is easy to lose sight of how employee selection is directly tied to employee injuries. Hiring the wrong person can put your workers’ compensation program at risk. Fortunately, there are […]

As a business owner, you go to great lengths to provide a safe working environment for your employees, but when dealing with humans, accidents can happen.  Despite your best efforts and vigilance, accidents will happen. The Bureau of Labor Statistics notes that in 2016, there were more than 1.1 million workplace injuries. Make sure you […]

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]