Five Gaps in Coverage for Many Denver Businesses

According to the latest surveys by major insurers, small to medium sized Denver businesses have a number of critical gaps in their business insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their Denver business, buying business insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage, and finally believing they don’t have the risk.

DCInsurers – Mountain, knows how important it is to have the right kind and amount of insurance coverage for your business. We search the market for the right combination of coverage, price and service.

Here are the coverage’s you should consider to make sure you are adequately protected.

Pollution Liability– Protects against the liability that comes with polluting the environment including restoration and cleanup, liability for injuries and deaths caused by pollution.

Cyber Liability- Cyber liability is the risk posed by conducting business over the Internet, over other networks or using electronic storage technology. It covers third party losses from hackers, theft, and loss of information including sensitive client or individual personal information.

Directors & Officers Liability– Covers costs, damages, and defense protection to directors and officers of a company resulting from law suits and judgments arising out of poor management decisions, employee dismissals, shareholder grievances, and other such acts committed in good faith.

Employment Liability- Employment Liability provides protection for an employer against claims made by employees, former employees, or potential employees. It can cover discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations.

Professional Liability– Insurance that is designed to cover third party claims, damages and claims arising out of providing professional advice.  Many firms create legal obligations arising out of a professional’s errors, negligent acts, or omissions during the course of providing services to clients.

DCInsurers – Mountain is the solution for your business insurance needs. Our network of independent insurance agents understands the intricacies involved in finding the right business/commercial insurance policy for your unique needs. For more information, call us at (303) 420-4774, or fill out our online quote form today.