Denver Restaurant Insurance… A Recipe For Success

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Denver Restaurant Insurance… A Recipe For Success

Denver Restaurant Facts

According to the National Restaurant Association, in 2014, restaurants employed over 14 million people and achieved over $600 billion dollars in sales.  Restaurants accounted for about 45% of the total dollars spent on food, and 45% of adults said restaurants are part of their daily life. This is good news for the restaurant industry because it means that there are a lot of people dining in restaurants.  Unfortunately, this also means that there is an increase in the possibility of claims against restaurants. When you purchase Denver restaurant insurance through DCInsurers – Mountain you can rest assured, we are here to help you manage your risk.

Restaurant Insurance

If you own a restaurant in Denver, it will be important to have the proper restaurant insurance to keep your restaurant open should the unthinkable happen.  If your restaurant, bakery, catering service, or tavern is going to have staying power, you have to build a plan for managing potential pitfalls, and that includes insurance.

Here are few of the kinds of insurance coverage your hospitality business needs to consider:

  1. Property Insurance
  2. Liquor Liability
  3. General Liability
  4. Worker’s Compensation
  5. Business Income Food Spoilage
  6. Employment Practices Liability
  7. Cyber Liability
  8. Food Borne Illness Coverage

Without insurance, you would have to pay all court costs and fines out of pocket in the event that someone files a lawsuit over an injury they sustained at your establishment.

Final ingredient for a good restaurant recipe

Train your staff on how to identify people who have had too much to drink.

DCInsurers – Mountain specializes in insuring Denver restaurants and fine dining establishments. Your restaurant may share some of the same risks that other businesses have, but you also have many unique risks.

 

 

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