Owning a condo unit is not the same as owning a house or renting an apartment, especially when it comes to insurance. On the one hand, a condominium owner does not need to have as much coverage as a home owner. On the other – the coverage should definitely be higher than that of a simple tenant.
How is condo insurance different from renters’ insurance?
The major difference between tenant insurance and condo insurance is in the fact that the latter includes not only personal property, but also liability. Personal possessions are important to safeguard, but when owning a condominium, one should also think about appliances, fixtures, and built-in furniture, as well as the unlucky situation where someone gets hurt while at your unit or their property gets damaged.
If you are unsure how to proceed with getting top quality Denver condo insurance, you have come to the right place – our experts are knowledgeable about all the details involved and would be happy to walk you through them.