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Workers’ Compensation Best Practices

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Business Insurance For Your Denver Business

Business Insurance According to the latest surveys by major insurers, small to medium sized Denver businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their Denver business, buying commercial insurance from a captive agent who can’t provide the coverage, thinking […]

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability […]

“My Business Does Not Need Business Insurance” – Think Again After You Read This

If you own or operate a business, commercial insurance needs to be part of your business plan.  If not properly insured, your business most likely will not withstand the effects of a common loss.  Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business […]

What Kind of insurance Do You Really Need When Renting A Car?

More rental cars will be rented between June and September than any other time of the year. When you get to the car rental desk, you are asked the question, “Do you want the insurance?” Too many travelers do not know if they need additional coverage or not, and buying the rental car insurance can […]

Is Your Business Hiring This Summer?

Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns. […]

When These Life Events Occur, You Need An Insurance Checkup

Personal Insurance Update We often get asked the question, “When should I have my personal insurance reviewed?”  Remember, if you bought your personal insurance online, you do not get a review, you are on your own.  Most of us know that major life events can make it necessary to update our insurance coverage.  However, did […]

Personal Insurance for Affluent Individuals

Personal Insurance for High Net-Worth Individuals For many people, standard insurance products like home, auto, life, and personal umbrella insurance are adequate to protect their families and their assets.  However, for high net-worth individuals there is much more to consider. People with a high net-worth need to look at insurance in a different way than […]

Why Use An Independent Agent?

A Colorado Insurance Update Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance. These ads may be entertaining, but how in the world can you tell these companies apart? What are the differences?  Is one company better than any other?  […]

Why You Need Insurance If You Operate an Airbnb

A Personal Liability Update Many people say the problem with insurance is you never know what you have until you have a claim.  We hope to dispel that by providing you with education regarding your personal insurance policies.  Here is one example.  If you rent out part of your home on a site like Airbnb, […]

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