Category: Denver Insurance Blog

  The sharing economy is on the rise in America, with many people using their homes for rental property. like homes (with Airbnb or VRBO) More and more people are using services like VRBO and Airbnb to find vacation rentals.  As a result, many people are using their homes to develop rental income.  A standard […]

Tips For Commercial Truck Drivers According to the United States Bureau of Statistics, over 953 truck drivers were killed on the job in 2018. That is a rate of about 22 per 100,000 workers. 7% of fatal trucking accidents are caused by driver fatigue. Risk management and safety are important factors to consider when reviewing […]

A Denver Business Insurance Update We live in a changing world, and your business insurance needs to be changing as well. In order to keep your commercial insurance up to date, you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of […]

Lawsuits against Directors and Officers are increasing at an alarming rate. There is no doubt that many firms are managed by people who have good motives and high standards. However, we live in a litigious society that uses the court system to define right and wrong. Even if you did everything right, managers and boards […]

An Insurance Update Many people think that all insurance policies are alike and there is no need to understand the different kinds of coverage afforded by different types of policies.  As professional agents, our job is to help our clients understand how the coverage we recommend can affect their risks and actually help them in […]

A Home Insurance Update Buying home insurance should be an important part of your financial planning. It is important to consider many different things in order to obtain the best possible combination of coverage, price, and service. Insurance companies use many different factors when reviewing your risk. It is important to understand some of these […]

Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to […]

Gaps in Coverage for Many Colorado Businesses According to the latest surveys by major insurers, many Colorado businesses have a number of critical gaps in their business insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, […]

Business Insurance According to the latest surveys by major insurers, small to medium sized Denver businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their Denver business, buying commercial insurance from a captive agent who can’t provide the coverage, thinking […]

Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it […]