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Colorado Workers’ Compensation Insurer, Pinnacol Assurance To Pay $15 Million To Policy Holders

State workers’ compensation insurer, Pinnacol Assurance, will have to pay $15 million back to some of its policy holders and an $80,000 civil penalty under a settlement announced today with the Division of Insurance. The division discovered some irregularities with the way Pinnacol was determining rates for workers’ compensation claims. The company is a quasi-governmental […]

Colorado Makes Firefighting Funds Available

Colorado is freeing up more money to help pay for fighting the wildfire burning near Loveland. The 700-acre blaze is the second major fire to break out in a week along the Front Range and Colorado’s emergency fund doesn’t have enough money left to pay for it. An executive order issued Monday provides up to […]

Colorado Health Insurance Brokers

Eric Smith, Local Agent eric@mountaininsurance.com (720) 974-1703 He offers a free sit down meeting to review your health insurance protection package you have in place for your family. It’s amazing what he can uncover when given the opportunity. It’s rare where he will not give you an option to $ave money on health insurance. He […]

Health Insurance Basics: Group coverage vs. Independent

There are key differences between individual and group insurance plans. Individual health insurance plans were designed to provide insurance to unemployed or self-employed persons not covered under their employer’s plan. In some cases, individual insurance can be difficult to obtain at any price. People with pre-existing, previously diagnosed, or treated health problems seeking new health […]

1/3 of Americans do not have Life Insurance

Nearly a third of U.S. households have no life-insurance coverage, the highest percentage in more than four decades, according to research firm Limra. About 35 million U.S. households neither own their own life-insurance policies nor are covered under employer-sponsored plans, up from the 24 million, or 22% of households, without coverage in 2004, according to […]

Grandfathered Plans Will Be Rare By 2014

Several provisions in the new health care reform law will begin to take effect next month.  More changes will take place over the next three years, leading up the biggest changes in 2014, when all individual policies will have to be guaranteed issue, and everyone will be required to have health insurance. The only way […]

Pre-existing Health Insurance Amendment 63

Throughout this year, the Independence Institute has been working to get a measure on the ballot in Colorado to block the health care reform legislation that would require everyone to have health insurance starting in 2014.  Yesterday, the Colorado Secretary of State confirmed that the amendment supporters have gathered enough signatures to get the measure […]

Colorado ranked #8 on National Health survey

Overall Rank: 8 Strengths: •Low prevalence of obesity •Low levels of air pollution •Low rate of preventable hospitalizations •Low rates of cancer deaths and cardiovascular deaths Challenges: •High geographic disparity within the state •High rate of uninsured population Significant Changes: • In the past year, per capita public health funding increased by 19% • In […]

Insurers, Young, Uninsured All Prepare For Different Changes Under Health Reform

Insurers, the young, the uninsured and lawmakers are just a few of the groups sorting out what the implementation of health reform means for them as details emerge on changes to the system. The New York Times: Insurers are fighting over the details of how much of the premiums they collect they must spend on […]

Anthem Blue Cross Blue Shield

The Blue Cross Blue Shield Association (BCBSA) is a federation of 39 separate health insurance organizations and companies in the United States. Combined, they directly or indirectly provide health insurance to over 100 million Americans.[3] The history of Blue Cross dates back to 1929, while the history of Blue Shield dates to 1939. The Blue […]

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