Category: Denver Insurance Blog

Denver Personal and business insurance buyers–don’t make these mistakes Everyone who buys Denver insurance often runs into what we call the 7 deadly sins of buying insurance. These apply to both personal insurance and business insurance. Read these to see if you can relate to any of them. Your deductibles are too low. The lower […]

Everyone knows they need earthquake insurance, but not every business buys it. Let’s review some facts. The U.S. has about 20,000 earthquakes a year, mostly small, and 42 states are at risk of quakes, according to the U.S. Geological Survey. Just 10 percent of California businesses with property insurance also carry earthquake coverage, according to […]

Halloween is approaching.  Kids and adults are looking forward to dressing up and going out to trick or treat in the neighborhood.  With a little bit of planning you can ensure your ghouls and goblins have a frightfully fun time this year. More than twice as many children are killed in pedestrian-car accidents on Halloween […]

Denver Workers’ Compensation Must Respond To The New Economy Every business has faced issues related to the new economy. The new economy involves how work gets done in today’s millennial environment. Your workers’ compensation and business insurance programs must be designed and respond to these new risks. Now would be a good time to have […]

There is no question that operating a business in Denver comes with certain risks. But there are also many benefits. The range of business threats is evolving rapidly but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few simple ways to manage risk: […]

Why Your Risk Just Went Up The National Labor Relations Board (NLRB) unveiled a new standard for determining which employees are considered employees and which are considered contractors. Over the past few months, most government regulators have been cracking down on businesses that misclassify employees as contractors. These rules may make more businesses responsible for […]

The summer weather is here and most of us are happy to be spending more time outside. But as we move to more activity outside, we need to be prepared for the summer heat. Heat stress workplace accidents occur every day in. Many times people who are injured at work need time to recover. As […]

Natural Catastrophes, Foreign Products, The Workforce, and Cyber Security Every Denver business is different and has its own set of risks. We operate in a shrinking world, and the risks faced by local businesses are increasing and interrelated to what may be happening around the world. Every Denver business will suffer some claim or financial […]

Denver Business Insurance The world is changing, and we understand the many issues that Denver businesses face every day. There is constant competition for your customers, there are challenges in attracting and retaining top talent, and your cost of goods keeps going up. Part of your planning should include an annual business insurance review. We […]

Is Your Colorado Business Protected? A recent report issued by the Association of Certified Fraud Examiners places the cost of employee fraud at 7% of annual revenues.  Colorado Employers with less than 100 employees saw a median loss of $200,000 according to the ACFE. Another study performed by the Institute for Corporate Productivity and HR.com […]