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Benefits of Denver Life Insurance

Don’t Live With Regrets

In a recent survey people reviled a number of interesting thoughts regarding end of life. Most people don’t give much thought to illness or end of life issues. At DCInsurers – Mountain we do. At DCInsurers – Mountain, we work individually with every client to ensure that no questions remain unanswered and no gray areas are left before a Denver life policy is signed and comes into effect

Here Are The Top Regrets  (From www.producersweb.com )

  1. I wish that I had let myself be happier.
  2. I wish I had stayed in touch with my friends.
  3. I wish I’d had the courage to express my feelings.
  4. I wish I hadn’t worked so hard.
  5. I wish I’d had the courage to live a life true to myself, not the life others expected of me.

Life Insurance Has Value for Families

Are you one of those people who think you don’t need Denver life insurance? Please think again. Life insurance provides real security for those you care about. Life insurance benefits can provide financial security and resources for your family or loved ones after you are gone. Let’s look at a few of the reasons to consider life insurance:

  • Payment on Debt– If you have any outstanding debt (mortgage, credit cards, etc.), at the time of your death it does not go away. Your estate will still be responsible to settle all accounts. Life insurance can provide the financial resources to cover debt.
  • Continuation of Income– Life insurance can provide the funds to replace your income upon your passing. Family income will certainly diminish with the loss of an income earner, which means your family will experience a lower standard of living. The death benefits of a life insurance policy can prevent this from happening, or at least keep the impact to a minimum, by replacing income lost with the demise of the breadwinner.
  • Unpaid Medical Expenses– It is highly likely that you will incur medical expenses prior to your death, some of which may not be covered by health insurance. Adequate life insurance proceeds ensure that these final expenses are covered.
  • Funeral Expenses- Most people don’t plan for, or fund, funeral expenses.  Again life insurance is there to help.

Life Insurance for the Stay at Home Mom

There are many good reasons to consider Denver life insurance for a stay at home mother. Moms who stay at home contribute to the family in many ways. Salary.com recently calculated that in 2013, a stay-at-home mom in the United States was worth about $114,000 per year. While that six-figure salary may sound good, in order to earn it, Mom put in a 94-hour work week. The average daycare rates are about $10.00 per hour. .

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