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Monthly Archives: July 2019

Does Your Business Need Fidelity Bond Coverage?

  What is a Fidelity Bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your business against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured business for money or other property lost because of dishonest acts […]

Why You Need to Have Renters Insurance

We love to take every short-cut we can find when it comes to saving money, right? Especially with Denver rent being so high for homes and apartments, it seems like a bad idea to spend even more hard-earned cash on renter’s insurance. However, if you don’t invest in that now, you may be hurting because […]

What Is Trending In Risk Management

  Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping […]

Should Your Business Purchase Interruption Insurance?

When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation. The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job the owners had business income or loss of rents insurance. Business Income coverage, is a property […]

What Is The Difference Between An Independent Agent And A Direct Writer?

What Is The Difference Between An Independent Agent And A Direct Writer? Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance.  These ads may be entertaining, but how in the world can you tell these companies apart? What are the […]

Can You Live Without Disaster Insurance?

Can You Live Without Disaster Insurance? Human-caused disasters and natural disasters occur in every state. California has earthquakes and wildfires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. Insurance And Disasters It is safe to say that most […]

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