Monthly Archives: October 2018

Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it […]

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability […]

How To Reduce Workers’ Compensation Costs Workers’ Compensation Defined Workers’ Compensation is coverage purchased by the employer that provides insurance if employees are injured while on the job. Most states require that employers purchase the insurance on behalf of their employees. Workers’ compensation costs can make up a large portion of business operating costs. It […]