Yearly Archives: 2018

  A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. […]

Travel Tips For A Stress Free Holiday Season Many people will be traveling this holiday season. Travel can be stressful during the holiday. We want to help reduce your stress by providing some helpful tips. Remember to get a homeowner’s insurance checkup before you go.  We can help to make sure you have the best […]

Stop Porch Pirates This Holiday Season The holiday season is filled with fun, parties, food, gift, overeating and unfortunately some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners […]

Gaps in Coverage for Many Colorado Businesses According to the latest surveys by major insurers, many Colorado businesses have a number of critical gaps in their business insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, […]

In Colorado you need to be prepared for winter driving. Many people hit the mountains to sky or hike. Winter is here and that should remind you to think about two things. First, now is a good time to review your auto insurance program and second, it is time to start thinking about how driving […]

Business Insurance According to the latest surveys by major insurers, small to medium sized Denver businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their Denver business, buying commercial insurance from a captive agent who can’t provide the coverage, thinking […]

Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it […]

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability […]

How To Reduce Workers’ Compensation Costs Workers’ Compensation Defined Workers’ Compensation is coverage purchased by the employer that provides insurance if employees are injured while on the job. Most states require that employers purchase the insurance on behalf of their employees. Workers’ compensation costs can make up a large portion of business operating costs. It […]

Employers have many obligations relating to their employees health and welfare.  A good agent will help their clients understand their obligations and responsibilities as they go through a workers’ compensation claim.  The better you understand the claims process, the more effective your workers’ compensation program can be.  The critical issues to manage during the claims […]