Yearly Archives: 2015

Winter storms are a reality for many Colorado businesses in our area.  Winter storms include heavy snow, ice, wind, and even flooding.  All these events can create a complete shutdown for many businesses.  The good news is that there are many things that you can do to prepare your business for winter’s wrath.  Initiate your […]

Contracts are signed in business every day.  Contracts can include property lease agreements, equipment lease agreements, service agreements, and employment contracts.  It is an important part of your business insurance and risk management program to review all contracts prior to signing.  We always recommend that you have an attorney review contracts to make sure that […]

Colorado Snowmobile Insurance Winter is approaching in Colorado and winter is a great time to your ATV or snowmobile. Thousands of people in Colorado look forward to that blanket of white and the pleasures of enjoying the outdoors on snowmobiles. There are few joys greater in life than being able to escape the daily grind […]

The wind just blew your roof off and water is rushing in. You did not plan on this happening, but we hope your first call is to our office. We understand that during stressful times you need a partner and friend, and we are here to help you through the claim process and get your […]

More and more individuals are purchasing and using drones for number of reasons.  Even many children play with drones.  As the price of drones decrease, more people will be buying them. But with this new technology comes considerable risk. Drones are a quickly evolving technology, and the implications and regulations for owning one may change […]

Denver Personal and business insurance buyers–don’t make these mistakes Everyone who buys Denver insurance often runs into what we call the 7 deadly sins of buying insurance. These apply to both personal insurance and business insurance. Read these to see if you can relate to any of them. Your deductibles are too low. The lower […]

There are more options for renting a car than ever before. Consumers renting from traditional car rental companies can generally choose from many types of coverages. Often, no additional car insurance coverage is necessary because your rental car is already covered by either your credit card or current Denver auto insurance coverage. Read your policies […]

Everyone knows they need earthquake insurance, but not every business buys it. Let’s review some facts. The U.S. has about 20,000 earthquakes a year, mostly small, and 42 states are at risk of quakes, according to the U.S. Geological Survey. Just 10 percent of California businesses with property insurance also carry earthquake coverage, according to […]

Denver Flood insurance Most, if not all, Denver homeowner’s insurance policies do not cover floods. If you live in certain areas, your mortgage company may require flood insurance. You do not have to live close to a river to be exposed to a possible flood. If you do live in a special flood risk area, […]

Halloween is approaching.  Kids and adults are looking forward to dressing up and going out to trick or treat in the neighborhood.  With a little bit of planning you can ensure your ghouls and goblins have a frightfully fun time this year. More than twice as many children are killed in pedestrian-car accidents on Halloween […]